Pension planning
How much to put in, from which pocket, and how it changes the tax bill this year. We do the numbers; the investment advice comes from the regulated adviser we work alongside, in the same meeting.
Wealth and succession
At some point the question changes from "how is the business doing" to "what happens to it, and to me, next". We start that conversation early, while there are still choices.
Passing on the business
To a child, to the staff, or to a buyer. Each route has a different tax outcome and a different timetable, and most of them take three to five years to do well. We map the options and the numbers before you choose.
Wealth planning
Once the business is paying you properly, what to do with the surplus. Property, the company itself, a family investment company, or simply taking it out. Plain options with the tax cost of each.
Inheritance and estates
Lifetime gifts, the business reliefs, and what a will actually needs to say. We work with your solicitor and produce the figures so the estate is settled quickly when it comes to it.
These conversations go best five years before you need them. If you are thinking about it, that is the moment.
Start the conversation